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Begin your solar journey with ease with a solar panel finance option that works for you, whether that be a 60, 120 or 180 month plan. Our solar consultants are here to guide you through all the available solar panel financing options to give you peace of mind.

To understand what a solar panel installation cost would look like for your home, head to our solar panel price estimator. Or you can speak to one of our specialists in a no-obligation solar consultation where they’ll answer any questions or queries you may have.


Solar Finance Eligibility
Spread the cost over 60 to 180 months
Solar Finance Eligibility

To understand if you’re suitable for our solar finance, you’ll need to meet the following criteria.

  • Minimum age of 18 on the application date
  • Maximum age of 85 (at the end of the agreement), unless the term is no more than 12 months (in which case there is no maximum age limit)
  • Be a permanent UK resident and have been so for a minimum of 3 years
  • Be a UK homeowner - registered at address on agreement
  • Have a bank which supports a Direct Debit facility
  • The bank account should be in the name of the applicant, and they must be the only signatory required to authorise a direct debit
  • Have a valid email address
  • Have a mobile phone number
  • Employment status:
  • Full time employment (16+ hrs p/w), part time employment (up to 16 hours p/w), self employed, retired, in receipt of disability allowance, Homemaker
  • Have an individual gross income of £10,000 or more (or joint income if married/living with partner/in civil partnership)
Spread the cost over 60 to 180 months

Our pay monthly solar panel financing options allow you to spread the cost over 60, 120 or 180 months at 6.9% APR representative to suit your budget and lifestyle. Here’s everything you need to know about our agreements:

  • Start making repayments once your Solar system is installed.
  • Choose a fixed period to repay the credit.
  • Option of 0-25% deposit up front
  • Loan amounts available £1,000 - £25,000
  • You can make overpayments at any time
  • Missed payments may incur late fees/charges and impact your credit file
  • Wickes Solar is a trading name of Gas Fast Limited (Address: Unit 17 Allerton Bywater Network Centre, Letchmire Road, Castleford, WF10 2DB, Company Registration No. 05784955), and is authorised and regulated by the Financial Conduct Authority (FRN 799102)
  • Gas Fast Limited is an associated company of Wickes Building Supplies Limited (Wickes) and has partnered with Wickes to provide Wickes customers with solar panel installation. Wickes is also a credit broker authorised and regulated by the Financial Conduct Authority, Reference No. 723596, Address: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.
  • Gas Fast Limited, trading as Wickes Solar, acts as a Credit Broker and not the Lender.
  • Lender is Creation Consumer Finance Limited (trading as Creation) and is authorised and regulated by the Financial Conduct Authority (FRN: 311518)
  • Eligibility criteria applies.
  • Credit is subject to status and affordability.

Frequently Asked Questions

Is the loan secured against my home?

No - our finance is completely unsecured. That means your home or other assets are not used as collateral.

Can I pay off the loan early?

Yes. You can make extra payments at any time or settle the full amount early. There are no early repayment penalties, and doing so can reduce the interest you pay overall.

When do my payments start?

If you choose the Buy Now, Pay Later option, your repayments start 6 months after installation. For standard finance, payments begin roughly one month after the loan is activated.

Can I choose how long I want to spread the cost?

Absolutely. You can choose from 5, 10, or 15-year terms (60, 120, or 180 months) - whichever fits your budget best.

Who provides the finance?

We work with a trusted UK finance partner to arrange your loan securely and quickly. Full details will be provided during your free consultation.

Will applying affect my credit score?

A full application will involve a credit check, but we’ll guide you through it when you're ready.

If you require further information on our solar panel financing options, please get in touch with our solar team. They’ll also be able to walk you through the process of our solar panel installations, so you know exactly what to expect. We’re committed to providing a transparent and reliable service from the initial consultation to the aftercare.